The Bank is a member of the Swiss Bankers Association and of "esisuisse", which insures Clients’ deposits at Swiss banks up to the amount of CHF 100,000 per Client and institution (so-called "preferential deposits"). Under the "esisuisse" deposit insurance system, any Clients of a bank which becomes insolvent will receive their preferential deposits within seven working days, regardless of the bank’s liquid asset situation. For additional information on deposit insurance, visit Unlike preferential deposits protected by the deposit insurance system, the financial instruments held by the Bank in the name and on behalf of Clients are segregated from the Bank's own funds and are therefore unaffected by any insolvency proceedings against the Bank (Article 37d of the Federal Banking Act [BA]).